Health Insurance at Quality Time Institute
At Quality Time Institute, we prioritize transparent and accessible care. While we do not accept insurance directly, most PPO insurance plans cover a percentage of out-of-network services. If you choose to use your out-of-network benefits, we will provide you with a superbill—a detailed receipt containing all necessary information to submit a claim to your insurance company. Please note that coverage is not guaranteed and varies by plan.
To better understand your out-of-network benefits, here are some helpful questions to ask your insurance provider:
• Does my plan include mental health coverage?
• Are out-of-network providers covered under my plan?
• What is my deductible, and do I need to meet it before coverage begins?
• How many therapy sessions per year does my plan cover?
• What is the reimbursement rate per therapy session?
• Is a referral from my primary care physician required to use my out-of-network benefits?
In-Network Providers
We are pleased to be in-network with the following insurance providers: Lyra, Anthem Blue Cross, Managed Health Network (MHN), Aetna, CenCal, and United (Optum). We also offer autism assessments through TCRC. Coverage for services can vary based on your health insurance provider, employee benefit plan, HMO, or PPO. We recommend contacting your insurance provider to verify your specific coverage for psychotherapy services.
When speaking with your insurance provider, consider asking these questions:
• Does my health insurance plan include mental health benefits?
• What is my deductible, and have I met it?
• Is there a limit on the number of therapy sessions covered per year?
• Do I need written approval from my primary care physician for coverage?
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